Buy To Let

A buy to let mortgage is when you purchase a second property with the intention of letting it out to tenants. Many people want to increase the size of their property portfolio to take advantage of rising house prices and rental rates. Of course, while it can be a very lucrative endeavour, it’s important to make sure you invest in the right kind of property and secure a competitive mortgage deal. Property is seen as a stable investment alongside more volatile ventures such as the stock market. Landlords have a tangible asset, something they can see rather than a slip of paper telling them what miniscule proportion of a company they own. Ignite Financial Services could find the right deal for you.

Although there are risks involved with investing in a second property, the financial rewards can be great. Some people arrange buy to let mortgages to take advantage of the rental income the house will generate. Others are looking for capital gains, selling or remortgaging the property in a few years time. There is, however, no guarantee that house prices will continue to increase, so it’s important to make sure that you can handle any extra mortgage payments and arrange suitable mortgage protection and cover. You will also have to decide whether you want to manage it yourself or use a private letting agency to handle all of the tenancy issues.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

A BROKER FEE OF £298 WILL BE CHARGED ON APPLICATION. THIS FEE WILL BE FULLY REFUNDED IF THE APPLICATION IS DECLINED.


Ignite Financial Services Limited is registered in England and Wales, company registration number 6910151. The registered address The White House, Mill Road, Goring on Thames, Reading, Berks RG8 9DD. Ignite Financial Services Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.