Critical illness cover is type of insurance that pays a tax free lump-sum benefit upon diagnosis of a critical illness or condition. This can include cancer, heart attack, liver failure and many more. We will provide you with full list of the conditions. A critical illness insurance payout helps you avoid the financial strain a major illness can create, so you can focus on your recovery. It gives you the freedom to get the treatment you want and keep your home and other assets. The policy will also pay out if a policyholder becomes permanently disabled as a result of injury or illness.
The policies can be placed on a decreasing or level term basis depending on the type of mortgage you have or family protection. We will advise and recommend the best product to suit your needs.You purchase critical illness insurance, like term life insurance, for a specified amount of time.